Multipolicy
It is a product designed to respond to the needs of medium-sized companies, providing integrated solutions for industries and businesses; this product offers the possibility of packaging two or more coverages within the same policy.
Main Coverages
All-Risk coverage for material damage to property, machinery breakdown, business interruption, extra expenses, money and valuables, civil liability, and local ground transportation. Also included are extensions of coverage, such as theft by forcible entry and glass breakage.
What do we insure?
Apartment and office buildings, shopping malls, private hospitals, private schools, private universities, convention centers, food industries, non-fuel manufacturing industries, hotel industry, and wholesale and retail distribution companies.
Commercial Crime
- To protect the policyholder against severe economic losses due to an act of infidelity, which may jeopardize his ability to conduct the business or cause a significant drop in his annual profits.
- Main Coverages:
Coverage A: Fraud or dishonest act committed by any employee.
Coverage B: Fraudulent act committed by any other person. - What do we insure?
Service Companies. Manufacturing industries. Insuring between 2% and 5% of the company’s annual income is recommended.
Directors and Officers
- To protect Directors and Officers from financial loss resulting from rendering their professional services as members of the Board of Directors of a corporation.
- Main Coverages:
Coverage A: Directors and Officers Insurance.
Coverage B: Reimbursement Insurance for the Company - What do we insure?
Companies seeking to protect their reputation and that of their Directors and Officers. Companies involved in projects or lines of business are exposed to public scrutiny.
Banks
- To protect Financial Institutions against economic losses resulting from fraudulent acts against them committed by their own employees or persons outside the institution.
- Main Coverages:
- Employee infidelity.
- Loss of money and/or valuables inside premises or offices.
- Property in transit.
- Forgery or alteration of documents.
- Legal expenses.
- What do we insure?
Financial institutions supervised by the Superintendency of Banks.
Errors and Omissions
- To protect financial losses resulting from the provision of professional services by the contractor.
- Main Coverages:
Losses for any improper professional act of the insured solely in the exercise of the professional services the insured performs. - What do we insure?
Service companies seeking to protect their reputation for the professional services they provide. Companies that have a high level of responsibility for the confidentiality of their clients’ information.
